Seattle 98125

King County, WA · 10,687 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

14affordability /100

Buyer leverage is seller advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
52.3%
severe
Days on market
12
daily
Price cuts
21.8%
of active
Valuation
+134.8%
vs assessor
Look up an address
23
/100
Weak
cooling · seller advantage · prices easing year-over-year.
Price trend
42
Affordability
10
Valuation
20
Economic health
14

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

62/ 100SellerBalancedBuyer
Negotiate Hard
Needs 42.6% correction for affordability
DOM: 36d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)40

Moderate buyer leverage in 98125. Room to negotiate 5-10% below list. Payment burden: 52.3% of median income. A 33% price correction needed to reach 30% affordability threshold. Median days on market: 36. Renting is approximately 217% cheaper than buying (price-to-rent ratio: 38.0).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGSELLER ADVANTAGE

Market is cooling with expanding inventory. Sellers are firmly in control. Prices down 2.0% YoY.

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Market snapshoteach number, once

Median price
$834,266
▾ 2.0% YoY
Days on market
12
daily · zip_data
Median rent
$1,829
ZORI
Investor score
25/100
cash-flow lens
Active listings
84
90-day

Valuation3 lenses, different anchors

vs assessor
+134.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$1,959,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+69.0%
County-wide market — the widest, slowest signal.
King+69.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income8.6×

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How 98125 ranks in WA
percentile vs all Washington ZIPs · n=581
Market velocity79%
Supply tightness65%
Affordability10%
Investment yield18%
Appreciation12%

Affordability, supply & momentum

43SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply10.7 mo
Days on Market12d
Inv vs History+9.7%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$4,214
Payment burden52.3%
Median income · ZIP$96,725
Mortgage rate6.49% · 30yr
Total monthly own$5,048
Monthly rent$1,829
Market dynamics
Price cut %21.8%
Momentumcooling
LeverageSELLER ADVANTAGE
Months of supply10.7
Sales (90d)0
Investment analysis
Median rent$1,829
Price-to-rent38.0
Est. cap rate1.7%
Buy vs rentfavors renting

Livability

Walk score10
Transit score39
Bike score

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King County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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