Sammamish 98074

King County, WA · 9,244 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

32affordability /100

Buyer leverage is seller advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
41.1%
severe
Days on market
6
daily
Price cuts
16.7%
of active
Valuation
+73.8%
vs assessor
Look up an address
17
/100
Distressed
cooling · seller advantage · prices easing year-over-year.
Price trend
2
Affordability
25
Valuation
20
Economic health
32

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

74/ 100SellerBalancedBuyer
Negotiate Hard
Needs 27% correction for affordability
DOM: 39d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)40

Moderate buyer leverage in 98074. Room to negotiate 5-10% below list. Payment burden: 41.2% of median income. A 15% price correction needed to reach 30% affordability threshold. Median days on market: 39. Renting is approximately 196% cheaper than buying (price-to-rent ratio: 35.5). Market appears 13% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGSELLER ADVANTAGE

Market is cooling with expanding inventory. Sellers are firmly in control. Prices down 5.3% YoY.

Address lookup$99 report path

Look Up an Address in 98074

Just type the street — we'll auto-scope the search to ZIP 98074.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$1,587,486
▾ 5.3% YoY
Days on market
6
daily · zip_data
Median rent
$3,727
ZORI
Investor score
18/100
cash-flow lens
Active listings
105
90-day

Valuation3 lenses, different anchors

vs assessor
+73.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$2,759,150
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+69.0%
County-wide market — the widest, slowest signal.
King+69.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income6.8×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 98074 ranks in WA
percentile vs all Washington ZIPs · n=581
Market velocity94%
Supply tightness56%
Affordability31%
Investment yield22%
Appreciation1%

Affordability, supply & momentum

29SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply13.2 mo
Days on Market6d
Inv vs History+121.8%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$8,019
Payment burden41.1%
Median income · ZIP$234,013
Mortgage rate6.49% · 30yr
Total monthly own$9,606
Monthly rent$3,727
Market dynamics
Price cut %16.7%
Momentumcooling
LeverageSELLER ADVANTAGE
Months of supply13.2
Sales (90d)0
Investment analysis
Median rent$3,727
Price-to-rent35.5
Est. cap rate1.8%
Buy vs rentfavors renting

Livability

Walk score2
Transit score10
Bike score

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

King County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes