Durham 27707

Durham-Chapel Hill, NC · Durham County, NC · 15,841 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

42affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
35.1%
stretched
Days on market
27
daily
Price cuts
29.3%
of active
Valuation
+10.2%
vs assessor
Look up an address
46
/100
Mixed
stable · balanced · prices easing year-over-year.
Price trend
35
Affordability
45
Valuation
70
Economic health
42

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

52/ 100SellerBalancedBuyer
Balanced Market
Needs 14.5% correction for affordability
DOM: 72d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 27707. List price is roughly fair — focus on condition and value. Payment burden: 35.1% of median income. Median days on market: 72. Renting is approximately 98% cheaper than buying (price-to-rent ratio: 23.8).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers. Prices down 1.7% YoY.

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Market snapshoteach number, once

Median price
$419,234
▾ 1.7% YoY
Days on market
27
daily · zip_data
Median rent
$1,465
ZORI
Investor score
36/100
cash-flow lens
Active listings
140
90-day

Valuation3 lenses, different anchors

vs assessor
+10.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$462,200
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.0%
County-wide market — the widest, slowest signal.
Durham+68.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$280
Price-to-income5.8×

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How 27707 ranks in NC
percentile vs all North Carolina ZIPs · n=834
Market velocity91%
Supply tightness54%
Affordability18%
Investment yield35%
Appreciation13%

Affordability, supply & momentum

40SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply14.5 mo
Days on Market27d
Inv vs History+19.5%
Listing Density6.6/1k
Affordability — payment burden
Monthly payment (P&I)$2,118
Payment burden35.1%
Median income · ZIP$72,432
Mortgage rate6.49% · 30yr
Total monthly own$2,537
Monthly rent$1,465
Market dynamics
Price cut %29.3%
Momentumstable
LeverageBALANCED
Months of supply14.5
Sales (90d)0
Investment analysis
Median rent$1,465
Price-to-rent23.8
Est. cap rate2.7%
Buy vs rentfavors renting

Livability

Walk score11
Transit score7
Bike score

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Durham County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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