Okeechobee, FL · Okeechobee County, FL · 19,858 properties with county records
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Okeechobee 34972 is in Okeechobee County, FL, part of the Orlando Metro. The typical home value in Okeechobee 34972 is $312,962 (Zillow Home Value Index, August 2026), up 1.0% from a year earlier. Homes that sold went under contract in a median 72 days, and 16% of listings took a price cut (Redfin Data Center, period ending Aug 31, 2026). On Lotvox's market-leverage reading of that data, with 6.4 months of supply, neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 34972 yet: it appears only where a held-out test on the county's recorded sales beats chance. Lotvox holds county assessor records for 19,858 properties in 34972.
Headline value data through August 2026. Each source below carries its own date.
Is 34972 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Aug 31, 2026, 34972 is a balanced market. Homes went under contract in a median 72 days with 6.4 months of supply.
What do homes in 34972 sell for?
The typical home value in 34972 is $312,962 (Zillow Home Value Index, August 2026), up 1.0% in a year. County records put the median at about $202 per square foot (computed Apr 21, 2026).
Who is likely to sell in 34972?
Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 34972 has not passed that test yet. When it does, the score appears here.
How does 34972 compare to Okeechobee County?
Lotvox does not hold enough ZIP-level values in Okeechobee County to compare. The county page lists every covered ZIP.
Where does this 34972 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Lower is friendlier to a buy-to-let case. This is a ratio of published medians, not a yield on any particular property.
39
/100
Weak
stable · balanced · prices rising year-over-year.
Price trend
62
Affordability
25
Valuation
20
Economic health
42
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Negotiate Hard
Needs 22.3% correction for affordability
DOM: 106d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)50
Days on Market (5%)100
Moderate buyer leverage in 34972. Room to negotiate 5-10% below list. Payment burden: 35.2% of median income. Median days on market: 106. Renting is approximately 118% cheaper than buying (price-to-rent ratio: 26.1).
What to Offer
Offer 5-10% below list. You have room to negotiate.
Housing pulse — Housing pulse could not be loaded (429).
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Okeechobee.
Current tiers · 12 months to Aug 25floor 10 sales/tier
4 tiers had too few sales at every level and are left blank rather than estimated.
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$35k
$110
526
77.2%
ZIP
$250k–$500k
$310k
$167
123
18.1%
ZIP
$500k–$750k
$570k
$173
21
3.1%
ZIP
$750k–$1M
—
—
—
—
fewer than 10 sales at zip, county and metro level
$1M–$1.5M
—
—
—
—
fewer than 10 sales at zip, county and metro level
$1.5M–$2M
—
—
—
—
fewer than 10 sales at zip, county and metro level
$2M+
—
—
—
—
fewer than 10 sales at zip, county and metro level
All sales (the headline median)
$43k
$145
681
100%
ZIP
No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.
National context — not local
NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 34972.
United States
South
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
This ZIP code crosses county lines. Property data shows Okeechobee (95%) and Osceola (5%). County metrics below are shown separately for each county.
Okeechobee (95%)
Osceola (5%)
ZIP 34972→2 counties
12-Month Direction
-19Moderate Deterioration
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
41· Weak
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
38.6%
severe
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.4% · Zillow ZHVI · Census income · Updated 2026-10-08
Price-to-rent
26x
favors renting
Source: Zillow ZHVI ÷ (Zillow ZORI × 12)
Valuation0
+98.7%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Supply/Demand
6.4 mo
buyer's market
Source: Redfin Data Center (ZIP): inventory ÷ monthly homes sold · Updated 2026-08-31
Insurance Risk
50/100
moderate
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
5.3%
FL 4.5%US 4.4%
Near national averages
Source: BLS LAUS · 2026-0845d ago
Poverty Rate
17.0%
FL 12.4%US 12.6%
Higher than many comparable counties
Median Household Income
$52,288
FL $72,373US $82,006
Lower than many comparable counties
Cost of Living (RPP)
101.2
FL 101.2US 100.3
Near national averages
Home Value (ZHVI)$292,913
County data: BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA · Coverage derived from property records · Counties with <2% coverage excluded as likely data errors
