Holmes Beach 34217

North Port-Sarasota-Bradenton, FL · Manatee County, FL · 6,401 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

5affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
57.7%
severe
Days on market
72
daily
Price cuts
26.5%
of active
Valuation
-36.4%
vs assessor
Look up an address
12
/100
distressed
cooling · seller slight · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

76/ 100SellerBalancedBuyer
Negotiate Hard
Needs 48% correction for affordability
DOM: 61d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)25
Days on Market (5%)75

Moderate buyer leverage in 34217. Room to negotiate 5-10% below list. Payment burden: 57.7% of median income. A 39% price correction needed to reach 30% affordability threshold. Median days on market: 61. Renting is approximately 237% cheaper than buying (price-to-rent ratio: 40.4).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 4.1% YoY.

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Market snapshoteach number, once

Median price
$858,681
▾ 4.1% YoY
Days on market
72
daily · zip_data
Median rent
$1,770
ZORI
Investor score
17/100
cash-flow lens
Active listings
233
90-day

Valuation3 lenses, different anchors

vs assessor
-36.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$546,450
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+57.5%
County-wide market — the widest, slowest signal.
Manatee+57.5%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$760
Price-to-income9.5×

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How 34217 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

10SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply43.8 mo
Days on Market72d
Inv vs History+18.6%
Listing Density118.8/1k
Market dynamics
Price cut %26.5%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply43.8
Sales (90d)0
Investment analysis
Median rent$1,770
Price-to-rent40.4
Est. cap rate1.6%
Buy vs rentfavors renting

Livability

Walk score3
Transit score8
Bike score—

Historical trends

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Manatee County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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North Port–Sarasota Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Manatee County