Northvale 07647

Bergen County, NJ · 1,802 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

35affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
39.5%
severe
Days on market
60
daily
Price cuts
0.0%
of active
Valuation
-48.8%
vs assessor
Look up an address
45
/100
mixed
hot · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

77/ 100SellerBalancedBuyer
Negotiate Hard
Needs 24.1% correction for affordability
DOM: 57d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Moderate buyer leverage in 07647. Room to negotiate 5-10% below list. Payment burden: 39.5% of median income. A 11% price correction needed to reach 30% affordability threshold. Median days on market: 57. Renting is approximately 216% cheaper than buying (price-to-rent ratio: 37.9). Market appears 26% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 5.6% YoY.

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Market snapshoteach number, once

Median price
$772,198
▴ 5.6% YoY
Days on market
60
daily · zip_data
Median rent
$1,697
ZORI
Investor score
40/100
cash-flow lens
Active listings
19
90-day

Valuation3 lenses, different anchors

vs assessor
-48.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$395,250
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.3%
County-wide market — the widest, slowest signal.
Bergen+61.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income6.5×

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How 07647 ranks in NJ
percentile vs all NJ ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

7SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply28.0 mo
Days on Market60d
Inv vs History+62.4%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumhot
LeverageBALANCED
Months of supply28
Sales (90d)0
Investment analysis
Median rent$1,697
Price-to-rent37.9
Est. cap rate1.7%
Buy vs rentfavors renting

Livability

Walk score6
Transit score18
Bike score

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Bergen County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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