Mahwah Township 07430

Bergen County, NJ · 9,963 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

44affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.3%
stretched
Days on market
51
daily
Price cuts
7.3%
of active
Valuation
-39.2%
vs assessor
Look up an address
53
/100
mixed
hot · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

61/ 100SellerBalancedBuyer
Negotiate Hard
Needs 12.5% correction for affordability
DOM: 70d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)80
Supply & Demand (20%)85
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)75

Moderate buyer leverage in 07430. Room to negotiate 5-10% below list. Payment burden: 34.3% of median income. Median days on market: 70. Renting is approximately 53% cheaper than buying (price-to-rent ratio: 18.4). Market appears 23% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 5.2% YoY.

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Market snapshoteach number, once

Median price
$724,360
▴ 5.2% YoY
Days on market
51
daily · zip_data
Median rent
$3,272
ZORI
Investor score
66/100
cash-flow lens
Active listings
110
90-day

Valuation3 lenses, different anchors

vs assessor
-39.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$440,300
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.3%
County-wide market — the widest, slowest signal.
Bergen+61.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income5.7×

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How 07430 ranks in NJ
percentile vs all NJ ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

17SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply10.3 mo
Days on Market51d
Inv vs History+54.1%
Listing Density--
Market dynamics
Price cut %7.3%
Momentumhot
LeverageBALANCED
Months of supply10.3
Sales (90d)0
Investment analysis
Median rent$3,272
Price-to-rent18.4
Est. cap rate3.5%
Buy vs rentneutral

Livability

Walk score11
Transit score14
Bike score

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Bergen County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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