Moonachie 07074

Bergen County, NJ · 829 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

39affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
37.3%
severe
Days on market
186
daily
Price cuts
0.0%
of active
Valuation
-27.3%
vs assessor
Look up an address
54
/100
mixed
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

53/ 100SellerBalancedBuyer
Balanced Market
Needs 19.6% correction for affordability
DOM: 80d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)40
Buy vs Rent (15%)100
Days on Market (5%)75

Balanced market in 07074. List price is roughly fair — focus on condition and value. Payment burden: 37.3% of median income. A 6% price correction needed to reach 30% affordability threshold. Median days on market: 80. Renting is approximately 317% cheaper than buying (price-to-rent ratio: 50.0).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.2% YoY.

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Market snapshoteach number, once

Median price
$666,714
▴ 3.2% YoY
Days on market
186
daily · zip_data
Median rent
$1,111
ZORI
Investor score
31/100
cash-flow lens
Active listings
5
90-day

Valuation3 lenses, different anchors

vs assessor
-27.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$484,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.3%
County-wide market — the widest, slowest signal.
Bergen+61.3%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income6.2×

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How 07074 ranks in NJ
percentile vs all NJ ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

32SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply6.0 mo
Days on Market186d
Inv vs History+15.9%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply6
Sales (90d)0
Investment analysis
Median rent$1,111
Price-to-rent50.0
Est. cap rate1.3%
Buy vs rentfavors renting

Livability

Walk score22
Transit score11
Bike score

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Bergen County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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