







Bergen County, NJ · 829 properties · updated 7/5/2026
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Balanced market in 07074. List price is roughly fair — focus on condition and value. Payment burden: 37.3% of median income. A 6% price correction needed to reach 30% affordability threshold. Median days on market: 80. Renting is approximately 317% cheaper than buying (price-to-rent ratio: 50.0).
Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.2% YoY.
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Supply and demand are roughly even — standard negotiation dynamics.
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