34140

Naples-Marco Island, FL · Collier County, FL · 432 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

27affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
44.2%
severe
Days on market
267
daily
Price cuts
25.4%
of active
Look up an address
19
/100
distressed
cooling · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

76/ 100SellerBalancedBuyer
Negotiate Hard
Needs 32.1% correction for affordability
DOM: 271d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)60
Supply & Demand (20%)100
Cancellation Rate (10%)25
Days on Market (5%)100

Moderate buyer leverage in 34140. Room to negotiate 5-10% below list. Payment burden: 44.3% of median income. A 21% price correction needed to reach 30% affordability threshold. Median days on market: 271. Market appears 15% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 3.3% YoY.

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Market snapshoteach number, once

Median price
$598,562
▾ 3.3% YoY
Days on market
267
daily · zip_data
Median rent
$1,599
county avg
Investor score
22/100
cash-flow lens
Active listings
10
90-day

Valuation3 lenses, different anchors

vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+55.3%
County-wide market — the widest, slowest signal.
Collier+55.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$375
Price-to-income7.3×

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How 34140 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

16SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply78.0 mo
Days on Market267d
Inv vs History-32.1%
Listing Density188.7/1k
Market dynamics
Price cut %25.4%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply78
Sales (90d)0
Investment analysis
Median rent$1,599
Price-to-rent31.2
Est. cap rate1.9%
Buy vs rentfavors renting

Livability

Walk score—
Transit score—
Bike score—

Historical trends

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Collier County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Naples Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Collier County