Bloomington 55437

Hennepin County, MN · 6,712 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

59affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
25.3%
affordable
Days on market
20
daily
Price cuts
10.7%
of active
Valuation
+1.5%
vs assessor
Look up an address
84
/100
Strong Market
warming · seller slight · prices rising year-over-year.
Price trend
90
Affordability
85
Valuation
90
Economic health
59

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

24/ 100SellerBalancedBuyer
Seller's Market
DOM: 37d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)40
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)40

Seller-favored market in 55437. Expect to pay at or near list price. Payment burden: 25.0% of median income. Median days on market: 37. Renting is approximately 69% cheaper than buying (price-to-rent ratio: 20.3).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$400,941
▴ 2.2% YoY
Days on market
20
daily · zip_data
Median rent
$1,695
ZORI
Investor score
57/100
cash-flow lens
Active listings
28
90-day

Valuation3 lenses, different anchors

vs assessor
+1.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$406,900
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+46.9%
County-wide market — the widest, slowest signal.
Hennepin+46.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$205
Price-to-income4.1×

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How 55437 ranks in MN
percentile vs all Minnesota ZIPs · n=772
Market velocity83%
Supply tightness87%
Affordability32%
Investment yield71%
Appreciation24%

Affordability, supply & momentum

64SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply5.6 mo
Days on Market20d
Inv vs History+4.1%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$2,072
Payment burden25.3%
Median income · ZIP$98,120
Mortgage rate6.71% · 30yr
Total monthly own$2,473
Monthly rent$1,695
Market dynamics
Price cut %10.7%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply5.6
Sales (90d)0
Investment analysis
Median rent$1,695
Price-to-rent20.3
Est. cap rate3.2%
Buy vs rentneutral

Livability

Walk score5
Transit score2
Bike score

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Price bandsmix-shift

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Hennepin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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