Champlin 55316

Hennepin County, MN · 8,726 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

67affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

20.3%

affordable

Days on market

daily

Price cuts

19.8%

of active

Valuation

-6.9%

vs assessor

Look up an address

/100

Stable

warming · seller slight · prices rising year-over-year.

Price trend

Affordability

Valuation

Economic health

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Seller's Market

DOM: 33d (stable) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)0

Valuation Gap (25%)25

Supply & Demand (20%)20

Buy vs Rent (15%)50

Cancellation Rate (10%)0

Days on Market (5%)40

Seller-favored market in 55316. Expect to pay at or near list price. Payment burden: 19.9% of median income. Median days on market: 33. Renting is approximately 32% cheaper than buying (price-to-rent ratio: 15.9).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.

WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge.

Address lookup$99 report path

Look Up an Address in 55316

Just type the street — we'll auto-scope the search to ZIP 55316.

Actions

Export, share, or compare this ZIP

Compare

Share & embed

free · county-record data · links back here

X LinkedIn Facebook Email Share card

Embed this market card on your site

<iframe src="https://lotvox.com/embed/zip/55316" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Champlin 55316 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/minneapolis/zip/55316?utm_source=embed&utm_medium=backlink">Champlin 55316 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$379,129

▴ 1.4% YoY

Days on market

daily · zip_data

Median rent

$1,934

ZORI

Investor score

71/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

-6.9%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$353,100

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+46.9%

County-wide market — the widest, slowest signal.

Hennepin+46.9%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$189

Price-to-income3.3×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial

How 55316 ranks in MN

percentile vs all Minnesota ZIPs · n=772

Market velocity80%

Supply tightness93%

Affordability71%

Investment yield90%

Appreciation14%

Affordability, supply & momentum

77SUPPLY

Severe TightnessSupply Tightness

Very tight supply — well-priced homes attract multiple offers within days.

Months of Supply3.4 mo

Days on Market21d

Inv vs History-0.3%

Listing Density--

Affordability — payment burden

Monthly payment (P&I)$1,959

Payment burden20.3%

Median income · ZIP$115,719

Mortgage rate6.71% · 30yr

Total monthly own$2,338

Monthly rent$1,934

Market dynamics

Price cut %19.8%

Momentumwarming

LeverageSELLER SLIGHT

Months of supply3.4

Sales (90d)0

Investment analysis

Median rent$1,934

Price-to-rent15.9

Est. cap rate4.1%

Buy vs rentneutral

Livability

Walk score2

Transit score5

Bike score—

Historical trends

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from the most recent recorded sale per property in Hennepin.

Current tiers · 12 months to Apr 26floor 10 sales/tier

4 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$210k	—	10	7.1%	ZIP
$250k–$500k	$367k	—	108	77.1%	ZIP
$500k–$750k	$612k	—	21	15.0%	ZIP
$750k–$1M	$848k	$303	446	—	COUNTY · Hennepin, MN
$1M–$1.5M	$1.23M	$554	267	—	COUNTY · Hennepin, MN
$1.5M–$2M	$1.72M	—	102	—	COUNTY · Hennepin, MN
$2M+	$3.00M	$518	180	—	COUNTY · Hennepin, MN
All sales (the headline median)	$375k	—	140	100%	ZIP

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the Midwest census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 55316.

United States
Midwest

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Apr 26 (3 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

Unlock Price Bands

Available with Lotvox Pro — $29/mo.

Start free trial

Hennepin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 55316→Hennepin County, MN

12-Month Direction

+11Moderate Improvement

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

43· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden58

25.3%

affordable

Source: Lotvox · Updated 2026-05-15

Buy vs Rent26

1.609x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation18

+46.9%

overvalued

Source: Lotvox comps · Updated 2026-05-15