Champlin 55316

Hennepin County, MN · 8,726 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

67affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
19.8%
affordable
Days on market
21
daily
Price cuts
19.8%
of active
Valuation
-6.8%
vs assessor
Look up an address
82
/100
Strong Market
warming · seller slight · prices rising year-over-year.
Price trend
82
Affordability
95
Valuation
70
Economic health
67

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

16/ 100SellerBalancedBuyer
Strong Seller's Market
DOM: 33d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)25
Supply & Demand (20%)20
Buy vs Rent (15%)25
Cancellation Rate (10%)0
Days on Market (5%)40

Strong seller's market in 55316. Bidding wars likely — be prepared to go above list. Payment burden: 19.9% of median income. Median days on market: 33. Renting is approximately 22% cheaper than buying (price-to-rent ratio: 14.7).

Buyer Caution

Expect bidding wars. Consider offering at or above list to compete.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge.

Address lookup$99 report path

Look Up an Address in 55316

Just type the street — we'll auto-scope the search to ZIP 55316.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$378,828
▴ 2.9% YoY
Days on market
21
daily · zip_data
Median rent
$2,148
ZORI
Investor score
77/100
cash-flow lens
Active listings
35
90-day

Valuation3 lenses, different anchors

vs assessor
-6.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$353,100
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+47.4%
County-wide market — the widest, slowest signal.
Hennepin+47.4%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$189
Price-to-income3.3×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 55316 ranks in MN
percentile vs all Minnesota ZIPs · n=772
Market velocity79%
Supply tightness93%
Affordability69%
Investment yield94%
Appreciation30%

Affordability, supply & momentum

78SUPPLY
Severe TightnessSupply Tightness

Very tight supply — well-priced homes attract multiple offers within days.

Months of Supply3.4 mo
Days on Market21d
Inv vs History-3.7%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,914
Payment burden19.8%
Median income · ZIP$115,719
Mortgage rate6.49% · 30yr
Total monthly own$2,292
Monthly rent$2,148
Market dynamics
Price cut %19.8%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply3.4
Sales (90d)0
Investment analysis
Median rent$2,148
Price-to-rent14.7
Est. cap rate4.4%
Buy vs rentfavors buying

Livability

Walk score2
Transit score5
Bike score

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Hennepin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes