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California Metro

California Metro Market Report

Top 10 ZIPs by size — 7.32% mortgage rate — Updated 10/27/2026

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Listings Flow Ladder — California

Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Sep 30, 2026

the basin is fillingnet 14 listings/mo
balanced 4–6 mo2.7 mo
Faucet — new listings
118/mo
76% of normal (155) · trickle
Basin — active listings
277
60% of normal (462) · low
Months of supply
2.7 mo
derived — not published at this grain
Drain — closed sales
104/mo
74% of normal (141)
Net — faucet minus drain
+14/mo
filling
Reading
current
as of 2026-09-30
Compare against:
2015-01-01 to 2019-12-31 · 5 same-month points

How plugged is the drain? Two definitions, both ours, deliberately not reconciled.

  • 0%Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
  • 26%Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month

Closed sales over 24 months — two different numbers, deliberately not merged.

  • 29/mofall in the monthly rate (22%)— peak 133/mo (2026-07-31) to 104/mo now
  • 596transactions that did not happen— summed monthly shortfall vs the same-month normal, over 24 months below it (vs 2015-19 (COVID excluded))
  • rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-09-30

Redfin market data (county + ZIP), via Lotvox. As of 2026-09-30. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). Aggregated over a fixed panel of 6 zips — the panel is fixed so a change in who reports cannot look like a change in the market. months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month.

Tracked ZIPs
10
Avg Score
73
Avg Median
$447,674
Market
Balanced
Avg Composite
73/100
Avg Median Price
$447,674
Avg Rent
$1,810/mo
Avg Burden
23.8%of income

Buyer Leverage — Should I Buy in California?

47
Avg Buyer Score
17 ZIPs analyzed
Strong Buyer
0
Moderate
4
Balanced
6
Seller Favored
7
Strong Seller
0
Best for Buyers
20606Abell72
20680Ridge72
20626Coltons Point70
20690Tall Timbers67
20618Bushwood54
Most Competitive
20684Saint Inigoes23
20620Callaway29
20619California30
20634Great Mills32
20653Lexington Park33

BALANCED — California roughly fair, negotiate on a per-ZIP basis

20659
Mechanicsville, St. Mary's
77
Median Price
$439,108
YoY
+3.0%
Payment Burden
24.6%
Buy vs Rent
Neutral
Days on Market
42
Supply
2.1 mo
Rent
$2,350
Val. Gap
+49.8%
20650
Leonardtown, St. Mary's
74
Median Price
$528,263
YoY
+2.7%
Payment Burden
24.9%
Buy vs Rent
Rent
Days on Market
39
Supply
3.9 mo
Rent
$2,138
Val. Gap
-55.8%
20636
Hollywood, St. Mary's
81
Median Price
$512,811
YoY
+3.1%
Payment Burden
21.2%
Buy vs Rent
Rent
Days on Market
43
Supply
2.8 mo
Rent
$1,096
Val. Gap
-16.6%
20653
Lexington Park, St. Mary's
71
Median Price
$386,599
YoY
+2.4%
Payment Burden
26%
Buy vs Rent
Neutral
Days on Market
44
Supply
3.2 mo
Rent
$1,786
Val. Gap
-48.9%
20619
California, St. Mary's
72
Median Price
$395,736
YoY
+2.7%
Payment Burden
22.7%
Buy vs Rent
Buy
Days on Market
33
Supply
1.7 mo
Rent
$2,507
Val. Gap
-55.8%
20684
Saint Inigoes, St. Mary's
75
Median Price
$466,619
YoY
+2.7%
Payment Burden
17.4%
Buy vs Rent
Rent
Days on Market
65
Supply
1.5 mo
Rent
$1,747
Val. Gap
-60.7%
20620
Callaway, St. Mary's
74
Median Price
$434,346
YoY
+1.4%
Payment Burden
18.6%
Buy vs Rent
Rent
Days on Market
12
Supply
5 mo
Rent
$1,400
Val. Gap
-26.5%
20687
Scotland, St. Mary's
80
Median Price
$353,429
YoY
+1.7%
Payment Burden
20.5%
Buy vs Rent
Neutral
Days on Market
113
Supply
4.5 mo
Rent
$1,747
Val. Gap
—
20680
Ridge, St. Mary's
55
Median Price
$437,912
YoY
+2.0%
Payment Burden
35.6%
Buy vs Rent
Rent
Days on Market
105
Supply
3 mo
Rent
$1,747
Val. Gap
+168.1%
20690
Tall Timbers, St. Mary's
70
Median Price
$521,912
YoY
+2.5%
Payment Burden
26.6%
Buy vs Rent
Rent
Days on Market
32
Supply
1.8 mo
Rent
$1,583
Val. Gap
-59%

Median price and 12-month change: Zillow Home Value Index (ZHVI); where a ZIP has no ZHVI value, the county assessor average. Days on market: Redfin Data Center, rolling 90 days; months of supply: Redfin Data Center. Rent: Zillow Observed Rent Index (ZORI); where a ZIP has no ZORI value, the Census ACS county rent.

Every ZIP market page in California Metro (1)