Jacksonville Beach 32250
Duval County, FL · 14,185 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
43affordability /100
Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
34.8%
stretched
Days on market
72
daily
Price cuts
27.7%
of active
Valuation
-58.5%
vs assessor
43
/100
Mixed
stable · seller slight · prices rising year-over-year.
Price trend
55
Affordability
45
Valuation
20
Economic health
43
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
Needs 13.8% correction for affordability
DOM: 79d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)75
Days on Market (5%)75
Balanced market in 32250. List price is roughly fair — focus on condition and value. Payment burden: 34.8% of median income. Median days on market: 79. Renting is approximately 87% cheaper than buying (price-to-rent ratio: 22.4).
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT
Market is holding steady with balanced conditions. Sellers hold a slight edge.
Address lookup$99 report path
Look Up an Address in 32250
Just type the street — we'll auto-scope the search to ZIP 32250.
Actions
Export, share, or compare this ZIP
Market snapshoteach number, once
Median price
$639,639
▴ 0.5% YoY
Days on market
72
daily · zip_data
Median rent
$2,379
ZORI
Investor score
42/100
cash-flow lens
Active listings
231
90-day
Valuation3 lenses, different anchors
vs assessor
-58.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$265,700
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+65.0%
County-wide market — the widest, slowest signal.
Duval+65.0%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$353
Price-to-income5.7×
How 32250 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity44%
Supply tightness36%
Affordability27%
Investment yield15%
Appreciation81%
Affordability, supply & momentum
21SUPPLY
OversuppliedSupply Tightness
Ample inventory — buyers have time and leverage to negotiate.
Months of Supply21.7 mo
Days on Market72d
Inv vs History-10.6%
Listing Density18.3/1k
Affordability — payment burden
Monthly payment (P&I)$3,231
Payment burden34.8%
Median income · ZIP$111,553
Mortgage rate6.49% · 30yr
Total monthly own$3,871
Monthly rent$2,379
Market dynamics
Price cut %27.7%
Momentumstable
LeverageSELLER SLIGHT
Months of supply21.7
Sales (90d)0
Investment analysis
Median rent$2,379
Price-to-rent22.4
Est. cap rate2.9%
Buy vs rentfavors renting
Livability
Walk score4
Transit score2
Bike score—
Historical trends
Duval County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.