Marianna 32448

Marianna · Jackson County, FL · 8,322 properties with county records

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Marianna 32448 is in Jackson County, FL. The typical home value in Marianna 32448 is $170,331 (Zillow Home Value Index, August 2026), up 2.9% from a year earlier. Homes that sold went under contract in a median 80 days, and 21% of listings took a price cut (Redfin Data Center, period ending Aug 31, 2026). On Lotvox's market-leverage reading of that data, with 4.4 months of supply, neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 32448 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Jackson County's 11 ZIPs with a Zillow value, the middle one is $176,091, so 32448 sits 3% below the county middle. Typical rent is $1,200 a month (Zillow Observed Rent Index, February 2026). Lotvox holds county assessor records for 8,322 properties in 32448.

Headline value data through August 2026. Each source below carries its own date.

Is 32448 a buyer's or seller's market?

By Lotvox's leverage reading of Redfin data through Aug 31, 2026, 32448 is a balanced market. Homes went under contract in a median 80 days with 4.4 months of supply.

What do homes in 32448 sell for?

The typical home value in 32448 is $170,331 (Zillow Home Value Index, August 2026), up 2.9% in a year. County records put the median at about $92 per square foot (computed Apr 21, 2026).

Who is likely to sell in 32448?

Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 32448 has not passed that test yet. When it does, the score appears here.

How does 32448 compare to Jackson County?

32448's typical value of $170,331 compares with a middle value of $176,091 across Jackson County's 11 ZIPs. Both are Zillow Home Value Index figures for August 2026.

Where does this 32448 data come from?

Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.

Sources: Zillow Home Value Index (ZHVI) (as of Aug 31, 2026) · Redfin Data Center (as of Aug 31, 2026) · Zillow Observed Rent Index (ZORI) (as of Feb 28, 2026) · county assessor records (counted Oct 15, 2026) · How Lotvox works
Cite as: Lotvox ZIP market record, 32448 Marianna, FL, data through August 2026, https://lotvox.com/jackson-county-fl/zip/32448

Listings Flow Ladder — 32448

Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Aug 31, 2026

Thin market — under 25 active listings; ratios withheld
the basin is fillingnet 1 listings/mo
balanced 4–6 mo4.4 mo
Faucet — new listings
6/mo
146% of normal (4) · gushing· baseline thin
Basin — active listings
22
100% of normal (22) · balanced· baseline thin
Months of supply
4.4 mo
derived — not published at this grain
Drain — closed sales
5/mo
136% of normal (4)· baseline thin
Net — faucet minus drain
+1/mo
filling
Reading
current
as of 2026-08-31
Compare against:
2015-01-01 to 2019-12-31 · 5 same-month points

How plugged is the drain? Two definitions, both ours, deliberately not reconciled.

  • —Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
  • —Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month

Closed sales over 24 months — two different numbers, deliberately not merged.

  • 1/mofall in the monthly rate (21%)— peak 6/mo (2025-01-31) to 5/mo now
  • 2transactions that did not happen— summed monthly shortfall vs the same-month normal, over 5 months below it (vs 2015-19 (COVID excluded))
  • rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-08-31

Redfin market data (county + ZIP), via Lotvox. As of 2026-08-31. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (8 new, 22 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.

Should you buy here?

buyer-timing lens
60affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
26.7%
affordable
Days on market
80
daily
Price cuts
21.2%
of active
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Rent vs own
Not available for this ZIP — no rent or ownership-cost estimate published here.
Rent to price
Not available for this ZIP — no price-to-rent ratio published here.
80
/100
strong
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / seller

buyer-timing lens
41/ 100SellerBalancedBuyer
Balanced Market
Score Components
Payment Burden (25%)0
Valuation Gap (25%)100
Buy vs Rent (15%)0
Days on Market (5%)75

Balanced market in 32448. List price is roughly fair — focus on condition and value. Payment burden: 23.8% of median income. Median days on market: 67. Market appears 43% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

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Market snapshot

each number, once
Median price
$170,331
▴ 2.9% YoY
Days on market
80
daily · zip_data
Median rent
$1,200
ZORI
Investor score
86/100
cash-flow lens
Active listings
22
90-day

Valuation

3 lenses, different anchors
vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+44.0%
County-wide market — the widest, slowest signal.
Jackson+44.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$92
Price-to-income4.0×

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How 32448 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

42SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply--
Days on Market80d
Inv vs History+2.8%
Listing Density6.8/1k
Market dynamics
Price cut %21.2%
Momentumwarming
LeverageBALANCED
Months of supply4.4
Sales (90d)15
Investment analysis
Median rent$1,200
Price-to-rent11.6
Est. cap rate5.6%
Buy vs rentfavors buying

Livability

Walk score5
Transit score—
Bike score—

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Housing pulse

4 charts, one facade
Payment Shock ≠ Price Crash
26.7%affordable
payment burden — est. P&I $943/mo on $170,331 vs median income $42,385
7.4% 30yr fixed (as of 2026-10-08) · 20% down, 30yr fixed
201120182026$0k$45k$90k$135k$180k$0$250$500$750$1,000
home value (left)est. monthly payment (right)
estimated monthly P&I at the CURRENT rate (7.4% as of 2026-10-08), held constant — 20% down, 30yr fixed
as of 2026-08-31 · Zillow ZHVI + FRED MORTGAGE30US (fred, as of 2026-10-08) + Census median household income
Real Home Values
$170,331in 2026-08 dollars (nominal $170,331)
2006201220192026$0k$65k$130k$195k$260k
real (2026-08 = 100 deflator)nominal
price basis: Zillow ZHVI
as of 2026-08-31 · Zillow ZHVI + CPI (national deflator)
Listings Flow Ladder
New listings
6.333
Active listings
22
Closed sales
5
Net flow
+1.333 · filling
months of supply 4.4 (balanced band 4–6) · THIN market
202420252025202603612
new listingsclosed sales
as of 2026-08-31 · Redfin market data (county + ZIP), via Lotvox
Migration vs Inventory
county migration (parent)
+44net migration (2022-2023), gaining — households
in 532 · out 488 · Jackson County, FL (parent county of this ZIP)
2013201720212026091836
active inventory
as of 2026-06-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history

Price bands

mix-shift

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Jackson County context

macro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Owner stock, age of householder

Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.

Derived — this ZIP
No ZIP figure — this ZIP spans 2 counties
NOT DERIVED: this ZIP spans more than one county. Tenure by age is not published below county, and no single county rate applies here. Weighting by area would produce a number, not a measurement - area is a poor proxy for where households are. Each county's own figure is shown instead.
Measured — each county this ZIP spans
  • Jackson · 99% of area19.6% in 2023
  • Calhoun · 1% of area17.0% in 2023
ACS B25007, published at county grain.