Homosassa 34446

Homosassa Springs, FL · Citrus County, FL · 13,825 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

47affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.9%
stretched
Days on market
95
daily
Price cuts
32.4%
of active
Valuation
-28.9%
vs assessor
Look up an address
50
/100
mixed
cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

80/ 100SellerBalancedBuyer
Strong Buyer's Market
Needs 6% correction for affordability
DOM: 111d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)100
Days on Market (5%)100

Strong buyer leverage in 34446. If you must buy now, offer 10-15% below list price. Payment burden: 31.9% of median income. Median days on market: 111. Renting is approximately 28% cheaper than buying (price-to-rent ratio: 15.4). Market appears 40% overpriced vs. assessed values.

What to Offer

Offer 10-15% below list price. Sellers are under pressure.

Conditions most similar to late 2007 — overvaluation without corresponding income growth. Significant correction potential.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.3% YoY.

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Market snapshoteach number, once

Median price
$318,776
▾ 2.3% YoY
Days on market
95
daily · zip_data
Median rent
$1,729
ZORI
Investor score
62/100
cash-flow lens
Active listings
176
90-day

Valuation3 lenses, different anchors

vs assessor
-28.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$226,800
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.2%
County-wide market — the widest, slowest signal.
Citrus+70.2%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$119
Price-to-income5.3×

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How 34446 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

16SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply21.6 mo
Days on Market95d
Inv vs History-12.1%
Listing Density21.1/1k
Market dynamics
Price cut %32.4%
Momentumcooling
LeverageBALANCED
Months of supply21.6
Sales (90d)0
Investment analysis
Median rent$1,729
Price-to-rent15.4
Est. cap rate4.2%
Buy vs rentneutral

Livability

Walk score1
Transit score
Bike score

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Citrus County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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