Floral City 34436

Homosassa Springs, FL · Citrus County, FL · 6,265 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

46affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
32.6%
stretched
Days on market
55
daily
Price cuts
29.6%
of active
Valuation
+3.1%
vs assessor
Look up an address
64
/100
stable
warming · buyer advantage · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

76/ 100SellerBalancedBuyer
Negotiate Hard
Needs 8% correction for affordability
DOM: 46d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Moderate buyer leverage in 34436. Room to negotiate 5-10% below list. Payment burden: 32.6% of median income. Median days on market: 46. Renting is approximately 206% cheaper than buying (price-to-rent ratio: 36.7). Market appears 34% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBUYER ADVANTAGE

Market is warming with rising prices. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$269,313
▴ 1.6% YoY
Days on market
55
daily · zip_data
Median rent
$611
ZORI
Investor score
32/100
cash-flow lens
Active listings
41
90-day

Valuation3 lenses, different anchors

vs assessor
+3.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$277,750
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.2%
County-wide market — the widest, slowest signal.
Citrus+70.2%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$172
Price-to-income5.4×

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How 34436 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

29SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply16.8 mo
Days on Market55d
Inv vs History-0.4%
Listing Density11.2/1k
Market dynamics
Price cut %29.6%
Momentumwarming
LeverageBUYER ADVANTAGE
Months of supply16.8
Sales (90d)0
Investment analysis
Median rent$611
Price-to-rent36.7
Est. cap rate1.8%
Buy vs rentfavors renting

Livability

Walk score4
Transit score2
Bike score—

Historical trends

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Citrus County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

34452
Inverness
$233,164
-1.1%
Homosassa Springs Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Citrus County