Loma 81524

Grand Junction, CO · Mesa County, CO · 1,255 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

40affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.3%
severe
Days on market
36
daily
Price cuts
0.0%
of active
Valuation
-36.8%
vs assessor
Look up an address
46
/100
mixed
hot · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

65/ 100SellerBalancedBuyer
Negotiate Hard
Needs 17.4% correction for affordability
DOM: 64d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)100
Supply & Demand (20%)40
Cancellation Rate (10%)0
Days on Market (5%)75

Moderate buyer leverage in 81524. Room to negotiate 5-10% below list. Payment burden: 36.4% of median income. Median days on market: 64. Market appears 46% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 6.8% YoY.

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Market snapshoteach number, once

Median price
$656,860
▴ 6.8% YoY
Days on market
36
daily · zip_data
Median rent
$1,089
county avg
Investor score
44/100
cash-flow lens
Active listings
12
90-day

Valuation3 lenses, different anchors

vs assessor
-36.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$415,260
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+75.8%
County-wide market — the widest, slowest signal.
Mesa+75.8%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$162
Price-to-income6.0×

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How 81524 ranks in CO
percentile vs all CO ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

53SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply4.7 mo
Days on Market36d
Inv vs History+43.7%
Listing Density13.8/1k
Market dynamics
Price cut %0.0%
Momentumhot
LeverageBALANCED
Months of supply4.7
Sales (90d)0
Investment analysis
Median rent$1,089
Price-to-rent50.3
Est. cap rate1.2%
Buy vs rentfavors renting

Livability

Walk score—
Transit score—
Bike score—

Historical trends

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Mesa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

81525
Mack
$497,247
+7.5%
81521
Fruita
$485,589
+2.8%
Grand Junction Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Mesa County