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De Beque 81630 is in Garfield County, CO, part of the Glenwood Springs Metro. The typical home value in De Beque 81630 is $415,709 (Zillow Home Value Index, August 2026), up 0.8% from a year earlier. Homes that sold went under contract in a median 41 days, and 0% of listings took a price cut (Redfin Data Center, period ending Aug 31, 2026). On Lotvox's market-leverage reading of that data, with 6.6 months of supply, neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 81630 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Garfield County's 7 ZIPs with a Zillow value, the middle one is $619,656, so 81630 sits 33% below the county middle. Lotvox holds county assessor records for 938 properties in 81630.
Headline value data through August 2026. Each source below carries its own date.
Is 81630 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Aug 31, 2026, 81630 is a balanced market. Homes went under contract in a median 41 days with 6.6 months of supply.
What do homes in 81630 sell for?
The typical home value in 81630 is $415,709 (Zillow Home Value Index, August 2026), up 0.8% in a year. County records put the median at about $108 per square foot (computed Jul 26, 2026).
Who is likely to sell in 81630?
Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 81630 has not passed that test yet. When it does, the score appears here.
How does 81630 compare to Garfield County?
81630's typical value of $415,709 compares with a middle value of $619,656 across Garfield County's 7 ZIPs. Both are Zillow Home Value Index figures for August 2026.
Where does this 81630 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Cite as: Lotvox ZIP market record, 81630 De Beque, CO, data through August 2026, https://lotvox.com/glenwood-springs/zip/81630
Listings Flow Ladder — 81630
Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Aug 31, 2026
Thin market — under 25 active listings; ratios withheld
the basin is fillingnet 1 listings/mo
Faucet — new listings
3/mo
180% of normal (2) · gushing· baseline thin
Basin — active listings
11
138% of normal (8) · high· baseline thin
Months of supply
6.6 mo
derived — not published at this grain
Drain — closed sales
2/mo
167% of normal (1)· baseline thin
Net — faucet minus drain
+1/mo
filling
Reading
current
as of 2026-08-31
Compare against:2015-01-01 to 2019-12-31 · 5 same-month points
How plugged is the drain? Two definitions, both ours, deliberately not reconciled.
—Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
—Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month
Closed sales over 24 months — two different numbers, deliberately not merged.
1/mofall in the monthly rate (37%)— peak 3/mo (2025-08-31) to 2/mo now
5transactions that did not happen— summed monthly shortfall vs the same-month normal, over 8 months below it (vs 2015-19 (COVID excluded))
rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-08-31
Redfin market data (county + ZIP), via Lotvox. As of 2026-08-31. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (0 new, 11 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.
Should you buy here?
buyer-timing lens
42affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Negotiate Hard
Needs 21.5% correction for affordability
DOM: 79d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)40
Buy vs Rent (15%)100
Cancellation Rate (10%)75
Days on Market (5%)75
Moderate buyer leverage in 81630. Room to negotiate 5-10% below list. Payment burden: 35.8% of median income. Median days on market: 79. Renting is approximately 144% cheaper than buying (price-to-rent ratio: 29.3). Market appears 36% overpriced vs. assessed values.
What to Offer
Offer 5-10% below list. You have room to negotiate.
in 898 · out 759 · Garfield County, CO (parent county of this ZIP)
active inventory
as of 2026-06-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Garfield.
Aggregate median +13.3% YoY in Garfield, CO (county), but the under-$500k tier is +13.9% — both the aggregate and the entry tier are rising. Over the same year the under-$500k share of sales moved from 44.1% to 38.1% (-6.0pp) and the $1M+ share from 16.0% to 21.1% (+5.1pp).
Current tiers · 12 months to Aug 25floor 10 sales/tier
7 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$126k
—
22
9.9%
COUNTY · Garfield, CO
$250k–$500k
$358k
—
63
28.3%
COUNTY · Garfield, CO
$500k–$750k
$625k
—
65
29.1%
COUNTY · Garfield, CO
$750k–$1M
$813k
—
26
11.7%
COUNTY · Garfield, CO
$1M–$1.5M
$1.20M
—
21
9.4%
COUNTY · Garfield, CO
$1.5M–$2M
$1.66M
—
10
4.5%
COUNTY · Garfield, CO
$2M+
$4.10M
—
16
7.2%
COUNTY · Garfield, CO
All sales (the headline median)
$612k
—
223
100%
COUNTY · Garfield, CO
ZIP-level history was too thin to draw the tiers; served at county level (Garfield, CO), by quarter.
Share of sales by tier (quarterly)
If the upper tiers widen over time, the headline median rises on composition alone.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
Median within each tier, against the headline median (quarterly)
The blue line is the single number NAR-style reporting quotes. The gold lines are what each tier actually did. Log scale — the tiers span an order of magnitude, and on a log axis equal slopes mean equal percentage moves, which is the comparison being made.
Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$2M+
All sales (headline)
National context — not local
NAR's aggregate existing-home median for the United States and the West census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 81630.
United States
West
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
This ZIP code crosses county lines. Property data shows Mesa (66.7%) and Garfield (33.3%). County metrics below are shown separately for each county.
Mesa (66.7%)
Garfield (33.3%)
ZIP 81630→2 counties
12-Month Direction
+8Stable
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
33· Distressed
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
38.2%
severe
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.4% · Zillow ZHVI · Census income · Updated 2026-10-08
Price-to-rent
29.1x
favors renting
Source: Zillow ZHVI ÷ (Zillow ZORI × 12)
Valuation7
+75.4%
overvalued
Source: Lotvox comps · Updated 2026-05-15
Supply/Demand
6.6 mo
buyer's market
Source: Redfin Data Center (ZIP): inventory ÷ monthly homes sold · Updated 2026-08-31
Insurance Risk
34/100
moderate
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
4.6%
CO 3.8%US 4.4%
Near national averages
Source: BLS LAUS · 2026-0845d ago
Poverty Rate
11.9%
CO 9.4%US 12.6%
Near national averages
Median Household Income
$71,485
CO $94,510US $82,006
Near national averages
Cost of Living (RPP)
112.5
CO 111.8US 100.3
Higher than many comparable counties
Home Value (ZHVI)$436,551
County data: BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA · Coverage derived from property records · Counties with <2% coverage excluded as likely data errors
Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.
Derived — this ZIP
No ZIP figure — this ZIP spans 2 counties
NOT DERIVED: this ZIP spans more than one county. Tenure by age is not published below county, and no single county rate applies here. Weighting by area would produce a number, not a measurement - area is a poor proxy for where households are. Each county's own figure is shown instead.
