Wye Mills 21679
Talbot County, MD · 229 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
43affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
34.8%
stretched
Days on market
124
daily
Price cuts
0.0%
of active
63
/100
stable
warming · balanced · prices rising year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
Needs 13.8% correction for affordability
DOM: 126d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)80
Supply & Demand (20%)20
Days on Market (5%)100
Balanced market in 21679. List price is roughly fair — focus on condition and value. Payment burden: 34.8% of median income. Median days on market: 126. Market appears 22% overpriced vs. assessed values.
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED
Market is warming with rising prices. Conditions are balanced between buyers and sellers.
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Market snapshoteach number, once
Median price
$671,139
▴ 2.7% YoY
Days on market
124
daily · zip_data
Median rent
$1,204
county avg
Investor score
35/100
cash-flow lens
Active listings
3
90-day
Valuation3 lenses, different anchors
vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+41.6%
County-wide market — the widest, slowest signal.
Talbot+41.6%
Queen Anne's+43.1%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$192
Price-to-income5.7×
How 21679 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.
Affordability, supply & momentum
36SUPPLY
BalancedSupply Tightness
Supply and demand are roughly even — standard negotiation dynamics.
Months of Supply4.0 mo
Days on Market124d
Inv vs History+45.2%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply4
Sales (90d)0
Investment analysis
Median rent$1,204
Price-to-rent46.5
Est. cap rate1.3%
Buy vs rentfavors renting
Livability
Walk score—
Transit score—
Bike score—
Historical trends
Talbot County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.