Trappe 21673

Talbot County, MD · 1,718 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

41affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
35.7%
stretched
Days on market
87
daily
Price cuts
0.0%
of active
Valuation
+14.8%
vs assessor
Look up an address
51
/100
mixed
cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

66/ 100SellerBalancedBuyer
Negotiate Hard
Needs 16% correction for affordability
DOM: 242d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)25
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)75
Days on Market (5%)100

Moderate buyer leverage in 21673. Room to negotiate 5-10% below list. Payment burden: 35.7% of median income. Median days on market: 242. Renting is approximately 126% cheaper than buying (price-to-rent ratio: 27.1).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.6% YoY.

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Market snapshoteach number, once

Median price
$426,419
▾ 2.6% YoY
Days on market
87
daily · zip_data
Median rent
$1,310
ZORI
Investor score
29/100
cash-flow lens
Active listings
22
90-day

Valuation3 lenses, different anchors

vs assessor
+14.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$489,500
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+41.6%
County-wide market — the widest, slowest signal.
Talbot+41.6%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$203
Price-to-income5.9×

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How 21673 ranks in MD
percentile vs all MD ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

18SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply12.8 mo
Days on Market87d
Inv vs History-24.3%
Listing Density--
Market dynamics
Price cut %0.0%
Momentumcooling
LeverageBALANCED
Months of supply12.8
Sales (90d)0
Investment analysis
Median rent$1,310
Price-to-rent27.1
Est. cap rate2.4%
Buy vs rentfavors renting

Livability

Walk score14
Transit score—
Bike score—

Historical trends

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Talbot County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

21654
Oxford
$896,942
-0.2%
Easton Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Talbot County