Falmouth 02540

Barnstable County, MA · 5,827 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

0affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

77.2%

severe

Days on market

daily

Price cuts

4.0%

of active

Valuation

-42.9%

vs assessor

Look up an address

/100

mixed

warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Strong Buyer's Market

Needs 61.1% correction for affordability

DOM: 48d (rising) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)100

Valuation Gap (25%)80

Supply & Demand (20%)85

Buy vs Rent (15%)100

Cancellation Rate (10%)25

Days on Market (5%)60

Strong buyer leverage in 02540. If you must buy now, offer 10-15% below list price. Payment burden: 75.7% of median income. A 54% price correction needed to reach 30% affordability threshold. Median days on market: 48. Renting is approximately 545% cheaper than buying (price-to-rent ratio: 77.4). Market appears 23% overpriced vs. assessed values.

What to Offer

Offer 10-15% below list price. Sellers are under pressure.

Conditions most similar to late 2007 — overvaluation without corresponding income growth. Significant correction potential.

WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.5% YoY.

Address lookup$99 report path

Look Up an Address in 02540

Just type the street — we'll auto-scope the search to ZIP 02540.

Actions

Export, share, or compare this ZIP

Compare

Share & embed

free · county-record data · links back here

X LinkedIn Facebook Email Share card

Embed this market card on your site

<iframe src="https://lotvox.com/embed/zip/02540" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Falmouth 02540 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/barnstable-town/zip/02540?utm_source=embed&utm_medium=backlink">Falmouth 02540 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$1,098,982

▴ 3.5% YoY

Days on market

daily · zip_data

Median rent

$1,185

ZORI

Investor score

25/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

-42.9%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$627,100

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+72.5%

County-wide market — the widest, slowest signal.

Barnstable+72.5%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$321

Price-to-income12.5×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial

How 02540 ranks in MA

percentile vs all MA ZIPs

Comparative ranking not available for this ZIP.

Affordability, supply & momentum

48SUPPLY

BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply8.6 mo

Days on Market31d

Inv vs History-21.0%

Listing Density--

Market dynamics

Price cut %4.0%

Momentumwarming

LeverageBALANCED

Months of supply8.6

Sales (90d)0

Investment analysis

Median rent$1,185

Price-to-rent77.4

Est. cap rate0.8%

Buy vs rentfavors renting

Livability

Walk score14

Transit score6

Bike score—

Historical trends

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Barnstable.

Current tiers · 12 months to Invalid Datefloor 10 sales/tier

7 tiers had too few sales at every level and are left blank rather than estimated.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$250k–$500k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$500k–$750k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$750k–$1M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$1M–$1.5M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$1.5M–$2M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$2M+	—	—	—	—	fewer than 10 sales at zip, county and metro level

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the Northeast census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 02540.

United States
Northeast

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

Unlock Price Bands

Available with Lotvox Pro — $29/mo.

Start free trial

Barnstable County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 02540→Barnstable County, MA

12-Month Direction

+8Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

34· Distressed

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden16

50.4%

crisis

Source: Lotvox · Updated 2026-05-15

Buy vs Rent0

2.035x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation8

+72.5%

overvalued

Source: Lotvox comps · Updated 2026-05-15