Zirconia 28790

Asheville, NC · Henderson County, NC · 3,318 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

59affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
25.1%
affordable
Days on market
136
daily
Price cuts
29.5%
of active
Valuation
-53.9%
vs assessor
Look up an address
52
/100
mixed
stable · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

81/ 100SellerBalancedBuyer
Strong Buyer's Market
DOM: 133d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)100
Days on Market (5%)100

Strong buyer leverage in 28790. If you must buy now, offer 10-15% below list price. Payment burden: 25.2% of median income. Median days on market: 133. Renting is approximately 129% cheaper than buying (price-to-rent ratio: 27.5). Market appears 43% overpriced vs. assessed values.

What to Offer

Offer 10-15% below list price. Sellers are under pressure.

Conditions most similar to late 2007 — overvaluation without corresponding income growth. Significant correction potential.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$406,766
▾ 1.0% YoY
Days on market
136
daily · zip_data
Median rent
$1,233
ZORI
Investor score
32/100
cash-flow lens
Active listings
18
90-day

Valuation3 lenses, different anchors

vs assessor
-53.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$187,570
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.8%
County-wide market — the widest, slowest signal.
Henderson+56.8%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$250
Price-to-income4.2×

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How 28790 ranks in NC
percentile vs all NC ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

21SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply19.2 mo
Days on Market136d
Inv vs History-11.1%
Listing Density13.6/1k
Market dynamics
Price cut %29.5%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply19.2
Sales (90d)0
Investment analysis
Median rent$1,233
Price-to-rent27.5
Est. cap rate2.4%
Buy vs rentfavors renting

Livability

Walk score—
Transit score—
Bike score—

Historical trends

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Henderson County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Asheville Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Henderson County